The average motorcycle insurance cost depends on many factors, including an individual's riding record, location and motorcycle model type. The average cost of motorcycle insurance is $364 (full coverage 50/100/25) per year. But your actual premium can be significantly lower or higher based on your rider profile.. Our dealership is based in Salem, Illinois. We also proudly serve those in St. Louis, Missouri, and Mount Vernon, Illinois. 1. The Motorcycle. Average Cost. Beginner riders typically pay between $5,000 and $10,000 for a new motorcycle. Experienced riders typically pay between $10,000 and $35,000 for a new motorcycle. Relevant Factors.

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Method. Cost. Time required. Written and on-bike test at the DMV, learn on your own. $21 to $120. $21 to $120 for the written test, road test, permit and license fee; motorcycle and training not included. 30 hours of practice at your own pace (recommended) Take a motorcycle safety course. $349 to $511.. Because we're die-hard motorcyclists, you'll find price information on motorcycles from all the top manufacturers, including Aprilia, BMW, Ducati, Harley-Davidson, Honda, Kawasaki, KTM, Moto.