4 thoughts on " How an NHS car lease may impact your pension " Nick Black 22nd October 2021 at 2:40 pm. I've been in the NHS for 29 years (23 years 1995 scheme, 6 years 2015 scheme), and after getting a large tax bill due to exceeding the annual allowance (for a few years) took out a salary sacrifice car (knowing I was going to get a large increment) to avoid a subsequent one.. Here are some of the sizeable benefits of car leasing for older drivers: Access to a higher-spec vehicle. We all want a reliable and comfortable car. Leasing allows older drivers to spend smaller amounts for short-term usage, which puts higher-end models could come within your price bracket. Breakdown Management. Reduced worry about breaking down.

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The main potential difference which could affect pensioners is that after the age of 70, a person's driving license has to be renewed every three years. (Pension age for men and women born before 5 April 1960 is currently 66). So if for any reason your license is not renewed, you'll have to return the lease vehicle and will probably be liable.. Car leasing provides a viable solution for various demographics, including pensioners, seeking to access the latest vehicles without the financial burden of ownership. This comprehensive guide explores everything that retirees in the UK need to know about car leasing.. Decoding Car Leasing: An Overview. Car leasing is akin to a long-term car rental scheme that allows individuals to use a.